Health Insurance
Understanding the ins and outs of health insurance has become more and more difficult over the past several years. Luckily, we have access to various providers and options to walk you through your options. We work with several different top-rated insurance companies and will place your account with the company that will provide you with the coverage and benefits you want.
Helping Hands Life advisors help you make sournd, indformed decisions about issues affecting your Health Insurance needs. Our philosophy is to fully understand your objectives and then translate them into solutions that provide assurance and peace of mind
We Strive for Customer Satisfaction!
We would love to discuss any of your insurance needs. Below is a list of our more products. However, this list is not comprehensive, so if what you are looking for is not listed, please give us a call, email, or fill out a request help form.. Let us work with you to find the best coverage at the most affordable cost.
Major Medical
The Affordable Care Act (ACA), what is also called Obamacare, is designed to make guaranteed issue health insurance plans available to everyone. These plans cover pre-existing conditions along with a list of essential health benefits that don’t change from plan to plan.
Traditional Medical
There are different types of health plans that are more cost-effective than non-subsidized Major Medical Plans. If you are healthy, with no major pre-existing conditions then more traditional forms of healthcare may be for you. On average people can save 30%-50% on their healthcare costs.
Small Group Health
Countless flexible small group health insurance plans await businesses. Finding the right healthcare plan is essential for many companies, and crucial in attracting and retaining top talent. No matter if you have 2 employees or over 100, we can help elevate your workforce’s well-being!
Short-Term Medical
Short-term medical insurance, also called temporary health insurance or Term Health Insurance, can provide a temporary solution to help fill gaps in coverage. Consider Short Term if you’re: Between jobs. Waiting for other coverage to begin, Make to much to recieve a Tax Credit.
Critical Illness Insurance
These plans provide additional coverage for medical emergencies like heart attack, stroke, or cancer. Because these emergencies or illnesses often incur greater than average medical costs, these policies pay out cash to help cover those overruns where traditional health insurance may fall short.
Accident Insurance
Accident insurance helps you pay for medical and other out-of-pocket costs that you may incur after an accidental injury. Will also help pay your deductible. This includes emergency treatment, hospital stays, medical exams, as well as other expenses you may face such as transportation and lodging needs.
Disability Insurance
Disability insurance offers a range of coverage options, spanning from total disability to rehabilitation and even the period immediately following your recovery. Certain policies even provide coverage for partial disabilities or conditions so severe that recovery is unlikely. Our expertise can guide you in selecting the best fit for your specific needs.
Dental Insurance
A dental insurance plan provides coverage for preventive dental care and also offers financial assistance for more expensive dental procedures, such as crowns, bridges, and fillings. This helps to make the cost of these procedures more manageable. We work with various dental companies who offer various levels coverage. Contact us today to figure out your options.
Vision Insurance
Did you know that insurance can help you save money on glasses and contacts? By investing in corrective lenses with the help of insurance, you can give your eyes the care they need while saving money at the same time. Not only will you see things clearer, but you’ll also see some savings too. In fact, the savings you get might even surpass your insurance costs!
